How to PAY CASH for your purchases & still earn credit card rewards

Are you afraid of going into debt with huge credit card bills. However, you still want to earn rewards at your favorite stores. Luckily, you can earn rewards and still be able to pay cash for your purchases.

How to pay cash for purchases & still earn credit card rewards

It’s possible to pay cash for your purchases and earn credit card rewards

Do you love shopping at a store with a credit card “rewards” card? I’m here to help ease your worries. Go ahead, open the credit card and earn rewards for your purchases. Why, whatever do you mean, November Sunflower? I mean, OPEN THAT CREDIT CARD, use the card to make your purchases, then TAKE YOUR CASH AND MAKE A PAYMENT TO YOUR CREDIT CARD RIGHT THERE IN THE STORE.

Yes, my friends. Stores allow you to pay your credit card at the store, so whip out the cash you were going to use anyway, pay the amount you just charged to your rewards earning credit card! BOOM! You just earned rewards using the card without worrying about paying the bill at a later date. We all know “paying the bill at the end of the month” is how people get into trouble, right? By the time the bill comes in the mail, the cash meant for the purchases has bought something else. It’s happens to all of us.

Credit cards aren’t evil

I know, so many people out there say Credit Cards are evil. They aren’t. Learning how to use them is the key! People are rarely taught how to use credit cards CORRECTLY!

A quick overview of what I mean:

I shop at Target on a regular basis. I love it there. Almost everyone I know loves Target. Target’s new credit card gives you 5% cash back. No problem.

  • open up the credit card
  • use it to earn your 5% cash back
  • take your cash in your pocket, head to the customer service counter
  • pay the credit card bill with your cash


It’s this simple. Understanding the proper way to use a credit card opens up many opportunities to make the most of your hard-earned money. If you’re purchasing things you need, why not earn a little extra on the purchases? Especially if you’re now aware of how to pay off the credit card immediately? Discipline yourself, and make those dollars work harder for you, my friends. It’s worth it.

By | 2019-02-18T08:14:06-05:00 February 18, 2019|Money|3 Comments

About the Author:

Staci loves to write, and loves to share her "take" on everything thrown her way. Movies, entertainment, food, fashion, shopping, money, travel and family. There's nothing off limits at NovemberSunflower.com, and Staci's always telling it like it is: good, bad, and all that lies in between!


  1. Ally Loprete October 22, 2010 at 11:55 am

    Great advice!! I follow this closely, but its good to be reminded. How can anyone go wrong with this method?

    • November Sunflower October 22, 2010 at 11:58 am

      It’s an amazing way to keep on top of your budget, but still collect the rewards. I love it. Thanks for being a fan!

  2. […] always kills me when I hear about people cutting up credit cards. It’s like a knife in my heart, or a hit over the head with a shovel. It’s just plain […]

Comments are closed.